“If you are busy, or just plain lazy, "Time is Money" will unlock all locations, skaters and gear that can be earned by playing through Skate 2’s career and online modes. There are no refunds for this item.”
During the golden age of gaming there were only two ways to get access to locked content: play the game or get the right cheat codes. However, cheat codes used to be free back then.
The pack is available for 400 Microsoft points ($5) on Xbox Live Marketplace and at the same price ($4.99) on the PlayStation Store